What if biblical stories came to life through the eyes of Heaven's first reporting team?
Meet Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey—three unlikely creatures chosen by Gabriel to become the Divine News Team, Heaven's official reporters assigned to witness and share the greatest stories ever told.
But there's just one problem: they can barely stand each other.
Penny's tender heart makes her want to fix every problem she sees. Professor Hoot thinks he already knows everything worth knowing. And Dominic questions absolutely everything—including whether this whole "Divine News Team" idea will ever work.
Before they can witness biblical miracles, they'll need to learn the most important lesson of all: working together.
Perfect for ages 9-12, God's Creatures Tell the Story: The Divine News Team launches a biblically-rich adventure series that combines:
• Engaging storytelling that makes Scripture come alive
• Unforgettable animal characters kids will love
• Important life lessons about teamwork, empathy, and courage
• Discussion questions & activities in every chapter
• Educational appendices for deeper learning
Ideal for: ✓ Christian homeschool curriculum (grades 4-6)
✓ Sunday School & VBS programs
✓ Family read-aloud (ages 7-12)
✓ Independent readers who love adventure
✓ Baptism, confirmation, & birthday gifts
Start the adventure today! Join Penny, Professor Hoot, and Dominic as they discover what it truly means to work as a team—and prepare to witness the most amazing stories in all of history.
Book 0 in the God's Creatures Tell the Story series. Each book can be read independently, but the series is best enjoyed starting with this origin story.

Color Daniel's Faith Adventure with Heaven's News Team!
Bring the dramatic story of Daniel and the lions' den to life through your own creativity! This companion coloring book features beautiful black and white line drawings from the beloved chapter book.
Join Penny the Squirrel, Professor Hoot, and Dominic the Donkey as you color your way through Daniel's 70 years of faithful service—from interpreting royal dreams to surviving the hungry lions!
Perfect for Ages 5-12:

Detailed illustrations for various skill levels
Single-sided pages prevent bleed-through
Features all major scenes from Daniel's story
Beloved Divine News Team animal characters
Great for church, homeschool, or quiet time
Reinforces faith lessons through creativity

Part of the "God's Creatures Tell the Story" series - pair with the chapter book for the complete Daniel experience!
A creative activity that builds faith while keeping little hands busy and hearts focused on God's faithfulness!

🌟 When a Giant Threatens Israel, Who Will Stand Up? 🌟
Join Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey—the Heavenly Herald News Team—as they travel back in time to witness one of the Bible's most thrilling moments: the epic showdown between David and Goliath!
A Biblical Adventure Kids Will Never Forget
When the Philistine giant Goliath challenges Israel's army, fear grips every soldier—except one brave shepherd boy named David. Armed with nothing but faith, five smooth stones, and a sling, David steps forward to face the ten-foot-tall warrior. Through the eyes of our lovable animal reporters, young readers experience this incredible true story of courage, trust in God, and how faith conquers seemingly impossible odds.
Perfect for Ages 6-10
Written by Don D. Brown, former Florida state legislator and author of over 40 books, this biblically accurate adventure brings Scripture to life through engaging characters and vivid storytelling. Kids will love following the animal reporters as they observe David's courage firsthand, while parents and educators appreciate the biblical integrity and educational value.
What Makes This Book Special: ✓ Biblically accurate with scripture references throughout ✓ Engaging animal reporter characters kids connect with ✓ Educational glossary and appendices ✓ Teaches courage, faith, and trusting God ✓ Perfect for bedtime reading, Sunday school, or homeschool curriculum ✓ Discussion-friendly narrative ✓ Part of the collectible "God's Creatures Tell the Story" series
Also Available: Companion coloring book for hands-on learning and creative fun!
Ideal For: Christian families, Sunday school teachers, homeschool educators, grandparents, gift-givers, church libraries, and anyone seeking quality biblical literature for children.
Start your journey through Scripture's greatest moments today. Join Penny, Professor Hoot, and Dominic as they report on the battle that changed history!

🎨 Color the Epic Battle Between Faith and Fear! 🎨
Grab your crayons and join Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey—the Heavenly Herald News Team—as you color your way through one of the Bible's most thrilling moments: the epic showdown between David and Goliath!
A Creative Biblical Adventure Kids Will Love
Bring this incredible true story to life with your own artistic touch! From the shepherd's fields to the Valley of Elah, young artists will color scenes of courage, faith, and how one brave boy faced a ten-foot-tall giant with nothing but trust in God and five smooth stones.
Perfect for Ages 5-10
This companion coloring book features beautiful black and white line drawings from the beloved chapter book, perfect for crayons, markers, or colored pencils.
What Makes This Coloring Book Special:
✓ Companion to the biblically accurate chapter book
✓ Detailed illustrations for various skill levels
✓ Features beloved animal reporter characters
✓ Single-sided pages prevent bleed-through
✓ Reinforces lessons of courage, faith, and trusting God
✓ Perfect for Sunday school, homeschool, or quiet time
✓ Part of the collectible "God's Creatures Tell the Story" series
Scenes Include: David tending sheep • The Israelite army facing the Philistines • Giant Goliath's challenge • David selecting five smooth stones • The epic battle • Victory celebration • And the Divine News Team reporting it all!
Ideal For: Sunday school classes, VBS programs, homeschool art time, church quiet activities, travel entertainment, and gift-giving.
Start coloring David's courageous adventure today!

🔥 FIRE FROM HEAVEN! Experience the most epic showdown in biblical history through the eyes of three unforgettable animal reporters!

When one brave prophet stands alone against 850 false prophets on Mount Carmel, Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey are there to witness every miraculous moment. Will Elijah's God answer by fire?

PERFECT FOR AGES 6-10:
✓ Three engaging animal reporters make ancient history come alive
✓ Biblically accurate storytelling with real Scripture references
✓ Chapter-by-chapter structure for bedtime or independent reading
✓ 15+ comprehensive appendices with discussion questions and activities
✓ Age-appropriate lessons about courage, faith, and standing for truth

WHAT MAKES THIS SPECIAL:
Unlike traditional retellings, this unique "reporter" perspective helps children see themselves in biblical events. Kids connect with Penny's curiosity, Professor Hoot's wisdom, and Dominic's humor while learning powerful faith lessons.

IDEAL FOR:
• Homeschool Bible curriculum
• Sunday school supplemental reading
• Family devotional time
• Bedtime faith-building stories
• Gifts: baptism, communion, birthdays, Christmas, Easter
• Church libraries and Christian classrooms

FROM THE GOD'S CREATURES TELL THE STORY SERIES - where ancient truth meets unforgettable storytelling!

AUTHOR: Don D. Brown, former Florida state legislator and author of 40+ books, brings his passion for biblical education to this beloved series. Each book includes discussion questions, historical context, and activities perfect for parents and educators.

Here are the redrafted descriptions for your Elijah companion coloring book:

VERSION 1: Full SEO Description (~250 words)
🔥 COLOR THE FIRE FROM HEAVEN! Bring the most epic showdown in biblical history to life with your crayons, markers, and colored pencils! When one brave prophet stands alone against 850 false prophets on Mount Carmel, Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey witness every miraculous moment—and now you can color every scene!
PERFECT FOR AGES 5-10:
✓ Companion to the beloved chapter book
✓ Beautiful black and white line drawings for all skill levels
✓ Features the three engaging animal reporters kids love
✓ Single-sided pages prevent bleed-through
✓ Reinforces lessons about courage, faith, and standing for truth
✓ Perfect for quiet time at church, home, or travel
WHAT MAKES THIS SPECIAL:
This companion coloring book features detailed illustrations from the chapter book, letting children creatively engage with Elijah's powerful story. Kids connect with Penny's curiosity, Professor Hoot's wisdom, and Dominic's humor while coloring their way through one of the Bible's most dramatic moments.
SCENES INCLUDE: Elijah's bold challenge • The prophets of Baal crying out • The altar drenched with water • Fire falling from heaven • Rain ending the drought • And the Divine News Team reporting it all!
IDEAL FOR: Sunday school classes • VBS programs • Homeschool art and Bible time • Quiet church activities • Travel entertainment • Gifts: baptism, communion, birthdays, Christmas, Easter
FROM THE GOD'S CREATURES TELL THE STORY SERIES - pair with the chapter book for the complete experience!
Grab your crayons and witness the fire fall!

Florida’s most destructive storm isn’t brewing in the Atlantic—it’s hidden in the state’s broken insurance market. The Next Paradigm: Florida’s Unseen Insurance Crisis reveals why soaring premiums, collapsing insurers, and runaway Citizens growth are symptoms of a deeper catastrophe: explosive population growth in hurricane bullseyes. Drawing on insider legislative experience and original actuarial models, Don D. Brown exposes how political deals and subsidized risk have driven the system toward collapse. With Florida adding 550 new coastal residents every day, $180 million in daily exposure, and a Risk Concentration Index on track to exceed instability thresholds by 2030, the math is clear: the current system cannot hold. Blending history, policy, and case studies from Andrew to Ian, Brown shows why reforms have failed and what must be done—now—to avert economic disaster.

What if you could witness biblical events through the eyes of Heaven's first animal reporters? Welcome to the Divine News Team—where a squirrel, an owl, and a donkey learn that their differences make God's story stronger.
________________________________________
Story Overview:
Meet Penny the Squirrel, who feels everything deeply but worries she's too small to matter. Professor Hoot the Owl, who knows everything about Bible history but struggles to connect with his heart. And Dominic the Donkey, whose honest questions make everyone uncomfortable—but might be exactly what Heaven needs.
When Archangel Gabriel assembles the first Divine News Team, these three unlikely reporters must learn to work together despite their differences. Through hilarious training scenarios, heartfelt mishaps, and their first real assignment witnessing a biblical miracle in ancient Galilee, they discover something amazing: their so-called weaknesses are actually their greatest strengths.
Penny's empathy helps children feel what people in Bible stories felt. Hoot's knowledge provides context that makes ancient events meaningful today. And Dominic's questions? They're the same questions your children are thinking—but afraid to ask.
________________________________________
Perfect for kids ages 7-12 who love:
• Animal characters with real personalities and growth arcs
• Adventure stories that teach without preaching
• Biblical stories that feel fresh, exciting, and relevant
• Books that welcome questions and big emotions
• Chapter books they can't put down
________________________________________
Parents and educators love this series because it: ✓ Makes Bible stories come alive for modern kids
✓ Teaches teamwork, empathy, and critical thinking
✓ Addresses children's honest questions about faith
✓ Provides discussion opportunities for families
✓ Biblically accurate while engaging and fun
✓ Perfect for family devotions, homeschool curriculum, or independent reading
________________________________________
Educational Value: Aligned with character education standards. Teaches observation skills, collaborative teamwork, emotional literacy, and biblical literacy. Ideal for Sunday school supplementation, homeschool Bible curriculum, or enrichment reading.
________________________________________
Series Information:
THE DIVINE NEWS TEAM is the origin story for the "God's Creatures Tell the Story" series—16+ books where Penny, Hoot, and Dominic witness biblical events from Noah's Ark to the Resurrection, helping children connect personally with Scripture.
Start the adventure today! Join thousands of families discovering how three unlikely animal reporters make God's story unforgettable.
________________________________________
📰 Part of the God's Creatures Tell the Story Series 📰
Book 0: The Divine News Team (Origin Story) - START HERE
Book 1: Noah's Ark Adventure
Book 2: Abraham and Sarah
Books 3-16: More biblical adventures coming soon!
🎨 Companion coloring book available for extended learning and creativity!
________________________________________
Scroll up and click "Buy Now" to begin the adventure!

When the Midianites invade Israel for the seventh year, three animal reporters from the Heavenly Herald receive their most challenging assignment yet—witness how God transforms a terrified young man into a mighty warrior!

Hiding in a winepress, Gideon is the last person anyone would choose to lead an army. He's from the weakest clan. He's the youngest in his family. And right now, he's trembling at every sound, desperately trying to save a few handfuls of wheat from the raiders. But when the Angel of the Lord appears with a message from God, everything changes.

Join Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey as they witness one of the Bible's most inspiring transformations! Watch as Gideon learns that God doesn't call the equipped—He equips those He calls. Discover how faith doesn't mean never being afraid; it means trusting God's strength even when you are.

Perfect for ages 6-12, this engaging retelling of Judges 6-8 helps children understand that God can use anyone—even when they feel too small, too young, or too scared. Through the eyes of lovable animal characters, young readers will discover that with God, ordinary people can do extraordinary things!

**What Makes This Book Special:**
✓ Biblically accurate storytelling with real Scripture references
✓ Engaging animal reporter characters children love
✓ Perfect for both read-aloud and independent reading
✓ Comprehensive appendices: discussion questions, activities, biblical glossary, and more
✓ Character-focused lessons about courage, faith, and obedience
✓ Ideal for homeschool, Sunday school, family devotions, or bedtime reading

**Part of the God's Creatures Tell the Story series**—collect them all and watch biblical history come alive through animal eyes!

**Also Available:** Companion coloring book for hands-on learning and creative expression!

Give your children biblical heroes they can relate to—and help them discover that God's strength works best in our weakness. Perfect for gift-giving, faith-building, and creating meaningful family moments.

Order today and join the Heavenly Herald News Team on an unforgettable adventure of faith, courage, and trusting God!

Color Gideon's Journey from Fear to Faith!
Grab your crayons and join three animal reporters from the Heavenly Herald on their most inspiring assignment yet—coloring how God transforms a terrified young man into a mighty warrior!
This companion coloring book brings every dramatic moment to life through beautiful black and white line drawings. From the winepress where Gideon hides in fear to the battlefield where God's power shines through 300 soldiers, young artists can color their way through one of the Bible's most encouraging stories of transformation.
Join Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey as you color scenes showing that God doesn't call the equipped—He equips those He calls! Watch Gideon's faith grow as you add your own creative touch to every illustration.
Perfect for ages 5-12, this engaging coloring companion to the chapter book helps children creatively explore Judges 6-8 and discover that God can use anyone—even when they feel too small, too young, or too scared.
What Makes This Coloring Book Special:
✓ Companion to the biblically accurate chapter book
✓ Detailed illustrations for various skill levels
✓ Features beloved animal reporter characters
✓ Single-sided pages prevent bleed-through
✓ Reinforces lessons about courage, faith, and obedience
✓ Perfect for Sunday school, homeschool, church, or travel
Scenes Include: Gideon hiding in the winepress • The Angel of the Lord's visit • Tearing down Baal's altar • The fleece tests • Selecting 300 soldiers • The torches and trumpets victory • And the Divine News Team reporting it all!
Part of the God's Creatures Tell the Story series—pair with the chapter book for the complete experience!
Color your way from fear to faith with Gideon!

🐟 DIVE INTO THE GREATEST UNDERWATER ADVENTURE IN THE BIBLE!

When God tells the prophet Jonah to deliver an important message to the mighty city of Nineveh, Jonah has other plans—he runs in the opposite direction! But you can't hide from God, even in the belly of a giant fish.

Join Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey—the Divine News Team from the Heavenly Herald—as they witness one of the most dramatic stories in the Bible. From a terrifying storm at sea to three days inside a massive fish, from a reluctant prophet to the largest revival in biblical history, this adventure has it all!

WHAT MAKES THIS BOOK SPECIAL:
✓ Engaging animal reporter perspective brings biblical truth to life
✓ Perfect reading level for ages 7-12 (grades 2-6)
✓ Biblically accurate with helpful glossary (Professor Hoot's vocabulary lessons!)
✓ Educational value: Discussion questions, historical context, character lessons
✓ Part of the beloved "God's Creatures Tell the Story" series

KIDS WILL DISCOVER:
• Why Jonah tried to run away from God (spoiler: it didn't work!)
• What it's really like inside a giant fish
• How an entire city turned to God—even the animals!
• That God's mercy is bigger than we can imagine
• Second chances are always available

IDEAL FOR: Bedtime reading, Sunday School lessons, homeschool Bible curriculum, VBS materials, baptism or communion gifts, family devotions, church libraries

Beautifully illustrated with engaging characters young readers will love. Includes Professor Hoot's Helpful Glossary with age-appropriate definitions of important biblical terms.

Also available: Companion coloring book for hands-on learning and creativity!

DISCOVER THE COMPLETE SERIES: Follow the Divine News Team through Noah's Ark, Abraham's journey, Moses and the Exodus, David and Goliath, Daniel's lions' den, and more beloved Bible heroes—all reported by God's amazing creatures!

🐟 COLOR THE GREATEST UNDERWATER ADVENTURE IN THE BIBLE!
Grab your crayons and dive into Jonah's incredible journey! When a prophet tries to run from God, he ends up in the belly of a giant fish—and now you can color every dramatic moment!
Join Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey—the Divine News Team from the Heavenly Herald—as you color your way through one of the Bible's most exciting stories. From a terrifying storm at sea to three days inside a massive fish, from a reluctant prophet to an entire city turning to God, this coloring adventure has it all!
WHAT MAKES THIS COLORING BOOK SPECIAL:
✓ Companion to the beloved chapter book
✓ Beautiful black and white line drawings for all skill levels
✓ Features engaging animal reporter characters kids love
✓ Single-sided pages prevent bleed-through
✓ Reinforces biblical lessons through creativity
✓ Part of the "God's Creatures Tell the Story" series
SCENES TO COLOR INCLUDE:

Jonah fleeing to the ship bound for Tarshish
The terrifying storm at sea
Jonah inside the giant fish
The prophet preaching to Nineveh
The great citywide revival—even the animals!
The Divine News Team reporting every moment

IDEAL FOR: Sunday school classes, VBS programs, homeschool art and Bible time, quiet church activities, travel entertainment, baptism or communion gifts, family creative time
Pair with the chapter book for the complete experience, or enjoy as a standalone faith-building activity!
Perfect for ages 5-12. Works beautifully with crayons, markers, or colored pencils.
Dive in and start coloring Jonah's amazing adventure today!

TITLE: Join God's Most Curious Reporters for the Greatest Story of Faith, Forgiveness & Divine Providence!
When Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey receive their newest assignment from Heaven's newsroom, they're about to witness one of the Bible's most powerful stories—Joseph and his brothers!
DISCOVER JOSEPH'S INCREDIBLE JOURNEY through the eyes of heaven's animal reporters! From a jealous family's betrayal to Egyptian slavery, from false accusations to prison, and ultimately to the palace as Pharaoh's right hand—young readers will experience every thrilling moment of this timeless biblical adventure.
PERFECT FOR CHILDREN AGES 7-12 who love adventure stories with deeper meaning. This engaging chapter book transforms Sunday school lessons into an unforgettable reading experience that kids won't want to put down!
WHAT MAKES THIS BIBLE STORY SPECIAL?
✓ Unique Animal Reporter Characters that kids connect with instantly
✓ Full Scripture References so families can read the original biblical account
✓ 240 Pages of Adventure covering Genesis 37-50 in vivid detail
✓ 12 Comprehensive Appendices including discussion questions, craft ideas, Ancient Egypt facts, character lessons, biblical timeline, and glossary
✓ Part of the collectible "God's Creatures Tell the Story" series

Join Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey in this delightful companion coloring book to the bestselling "Joseph and the Coat of Many Colors: An Animal Reporter Adventure!" Young artists will color their way through one of the Bible's most beloved stories—from Joseph's beautiful coat to the palace of Pharaoh!
PERFECT FOR CHILDREN AGES 4-10 who love to create while they learn. Each illustration reinforces the powerful lessons of faith, forgiveness, and God's providence from the original story. Use alongside the chapter book for a complete learning experience, or enjoy as a standalone biblical activity book!
WHAT'S INSIDE THIS FAITH-FILLED COLORING BOOK?

50+ Original Illustrations featuring beloved animal reporters and key scenes from Joseph's life
Scripture Verses on every page connecting artwork to God's Word
Character Trait Pages highlighting forgiveness, patience, integrity, and faithfulness
Meet the Reporters Pages so kids can color Penny, Professor Hoot, and Dominic
Egyptian-Themed Bonus Pages including pyramids, hieroglyphics, and ancient artifacts
Perfect for Sunday School, Homeschool Bible Study, or Quiet-Time Activities

IDEAL FOR:
✓ Homeschool Bible curriculum supplement
✓ Sunday school classroom activities
✓ Baptism and First Communion gifts
✓ Easter basket and Christmas stocking stuffers
✓ Family worship and devotional time
✓ Rainy day faith-building fun
Part of the collectible "God's Creatures Tell the Story" series—where every adventure brings children closer to Scripture through imagination and creativity!

🐿️ When three special animal reporters witness one of the Bible's greatest miracles, young readers discover faith, courage, and the power of obedience!
Join Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey—the Divine News Team from the Heavenly Herald—as they travel back in time to witness the incredible story of Joshua and the Walls of Jericho.
What Makes This Bible Story Special?
✓ Engaging Animal Reporter Perspective - Kids love experiencing biblical events through the eyes of Penny, Professor Hoot, and Dominic!
✓ Biblically Accurate & Age-Appropriate - Real scripture references throughout (perfect for ages 6-10)
✓ Educational Depth Parents Trust - Includes discussion questions, archaeological facts, and historical context
✓ Perfect for Multiple Uses - Bedtime reading, family devotions, Sunday school, homeschool curriculum
✓ Chapter Book Format - Builds reading stamina for developing readers (1st-4th grade)
✓ Companion Coloring Book Available - Extend the learning with hands-on activities.
What Readers Will Discover:
• How God used an unusual battle plan to bring down Jericho's mighty walls
• The courage of Rahab and the scarlet cord promise
• Why obedience matters even when God's instructions seem strange
• Fascinating archaeological and historical insights about ancient Jericho
• Life lessons about faith, trust, and following God's guidance
Bonus Educational Materials Include:
📚 Discussion questions for families and teachers
🔍 Archaeological lecture from Professor Hoot
📖 Scripture references and biblical timeline
🎯 Fun activities and comprehension questions
✝️ Theological connections to the Messiah
Perfect Gift for: Baptism, First Communion, Easter baskets, Christmas stockings, birthday presents, Sunday school prizes, or "just because" faith-building
Part of the "God's Creatures Tell the Story" series - collect them all as Penny, Professor Hoot, and Dominic report on the Bible's greatest stories!
Great for Christian homeschool families, Sunday school teachers, church libraries, and parents who want to make Bible stories come alive for their children.
Scroll up and click "Buy Now" to bring this adventure home today!

🎨 When three special animal reporters witness one of the Bible's greatest miracles, young artists bring the story to life through color and creativity!
Join Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey—the Divine News Team from the Heavenly Herald—as kids color their way through the incredible story of Joshua and the Walls of Jericho.
What Makes This Coloring Book Special?
✓ Beloved Animal Reporter Characters - Kids love coloring Penny, Professor Hoot, and Dominic alongside dramatic biblical scenes!
✓ Biblically Accurate Illustrations - Real scripture verses on every page (perfect for ages 4-10)
✓ Educational Value Parents Trust - Includes fun facts, discussion prompts, and character-building messages
✓ Perfect for Multiple Uses - Sunday school, homeschool Bible study, quiet time, travel activities, rainy day fun
✓ Companion to the Chapter Book - Reinforces the story for those who've read it, or introduces it to younger siblings
✓ Single-Sided Pages - No bleed-through, perfect for framing favorite artwork
Scenes Young Artists Will Color:

The mighty walls of Jericho towering over God's people
Rahab and the scarlet cord hanging from her window
The Israelites marching with the Ark of the Covenant
Priests blowing their trumpets on the seventh day
The dramatic moment the walls come tumbling down
Penny, Professor Hoot, and Dominic reporting on every exciting event!

Bonus Activity Pages Include:
📖 Scripture verses to read and remember
🎯 Maze and puzzle pages featuring Jericho's walls
✏️ Draw-your-own scenes and creative prompts
❓ Discussion questions for families and teachers
✝️ Character trait pages on faith, courage, and obedience
Perfect Gift for: Baptism, First Communion, Easter baskets, Christmas stockings, birthday presents, Sunday school prizes, church nursery quiet bags, or "just because" faith-building
Part of the "God's Creatures Tell the Story" series coloring collection - gather them all as Penny, Professor Hoot, and Dominic report on the Bible's greatest stories!
Great for Christian homeschool families, Sunday school teachers, children's church leaders, and parents who want to make Bible stories come alive through creativity.
Scroll up and click "Buy Now" to bring this coloring adventure home today!

🐘 All Aboard for the Greatest Rescue Story Ever Told!

When the rain starts falling and floodwaters rise, who's there to report the most incredible rescue mission in history? Meet Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey—the special animal reporters from the Heavenly Herald News Team!

In "Noah's Ark Adventure," your children will experience the timeless biblical story of Noah through the eyes of eyewitness animal reporters. As these curious creatures travel back in time to witness God's amazing plan, young readers discover:

✓ Why Noah built a giant boat in the middle of dry land
✓ How all the animals knew exactly when to come to the ark
✓ What life was like inside the ark during 40 days and 40 nights of rain
✓ The beautiful meaning behind God's rainbow promise
✓ Faith, obedience, and trust in God's plan even when others doubt

Perfect for children ages 4-8, this beautifully illustrated biblical adventure makes Scripture come alive through engaging animal characters kids will love. The unique "news reporter" angle captures children's attention while teaching biblical truth with age-appropriate accuracy.

★ What Christian Parents and Educators Love: ★
• Biblically accurate with easy-to-understand language
• Engaging animal reporter perspective sparks imagination
• Teaches timeless lessons about faith, obedience, and God's faithfulness
• Includes helpful appendices: glossary, timeline, discussion questions, and activities
• Companion coloring book available for extended learning
• Part of the complete 12-book "God's Creatures Tell the Story" series

Ideal for bedtime reading, Sunday school lessons, homeschool Bible curriculum, or as a meaningful gift for baptisms, birthdays, Easter, and Christmas.

Also available: The companion activity coloring book that brings Noah's Ark Adventure to life with hands-on fun!

Start your family's adventure through the Bible today with Book 1 of the "God's Creatures Tell the Story" series!

🎨 Color Your Way Through the Greatest Rescue Story Ever Told!
When the rain starts falling and floodwaters rise, young artists get to bring the most incredible rescue mission in history to life—one page at a time! Meet Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey—the special animal reporters from the Heavenly Herald News Team!
In this delightful companion coloring book to "Noah's Ark Adventure," your children will color their way through the timeless biblical story of Noah alongside their favorite eyewitness animal reporters. As kids bring each scene to life, they'll discover:
✓ Noah building the giant ark while neighbors watched and wondered
✓ Animals of every kind marching two by two onto the boat
✓ Life inside the ark during 40 days and 40 nights of rain
✓ The dove returning with an olive branch of hope
✓ God's beautiful rainbow promise stretching across the sky
Perfect for children ages 4-10, these original illustrations make Scripture come alive through beloved animal characters kids will love to color. The unique "news reporter" characters appear throughout, guiding young artists through every exciting scene.
★ What Christian Parents and Educators Love: ★

50+ biblically accurate illustrations with Scripture verses
Single-sided pages prevent bleed-through—perfect for framing!
Reinforces lessons about faith, obedience, and God's faithfulness
Includes activity pages, mazes, and discussion prompts
Perfect companion to the "Noah's Ark Adventure" chapter book
Part of the complete "God's Creatures Tell the Story" coloring book series

Ideal for Sunday school activities, homeschool Bible curriculum, quiet time, travel, or as a meaningful gift for baptisms, birthdays, Easter baskets, and Christmas stockings.
Grab your crayons and start your family's colorful adventure through the Bible today!

📚 Discover Courage Through the Eyes of Heaven's News Team
When a Jewish orphan becomes Queen of Persia, she must find the courage to risk everything to save her people from destruction. Join Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey—reporters for the Heavenly Herald—as they witness one of the Bible's most inspiring stories of bravery and faith.
Perfect for Ages 6-10 | Beginning Chapter Book | Part of the Award-Worthy God's Creatures Tell the Story Series
In Queen Esther's Courage, young readers journey to ancient Persia where they'll discover: ✓ How God works behind the scenes even when His name isn't mentioned ✓ What it means to stand up for what's right, even when afraid ✓ The importance of "for such a time as this" moments in life ✓ Fascinating details about Persian empire history and culture
More Than Just a Story - A Complete Learning Experience:
This isn't just another Bible story retelling. Each book in the God's Creatures series includes: • Biblically accurate narrative with scripture references throughout • Historical context and educational supplements • Discussion questions for family faith conversations • Character profiles, glossary of terms, and comprehension activities • Beautiful illustrations and engaging animal characters kids love
Ideal For: • Bedtime reading and family devotions • Sunday school lessons (discussion questions included!) • Homeschool biblical studies and character education curriculum • Meaningful gifts for baptism, communion, birthdays, or holidays • Building biblical literacy in early readers
Why Parents and Educators Choose This Series: "My daughter asks for these every night!" - Amazon Reviewer "Perfect for Sunday school - questions are ready-made" - Teacher Review "Finally, chapter books that teach the Bible AND hold attention" - Homeschool Parent
Also Available: Companion coloring and activity book to extend the learning!
Collect the Complete Series: From Creation to Christ, Penny, Professor Hoot, and Dominic bring the greatest stories ever told to life for a new generation. Search "God's Creatures Tell the Story" to discover all 15 adventures.
Order today and inspire courage in your young reader!

🎨 Color Courage Through the Eyes of Heaven's News Team!
When a Jewish orphan becomes Queen of Persia, she must find the courage to risk everything to save her people. Now young artists can bring this inspiring story to life! Join Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey—reporters for the Heavenly Herald—as kids color their way through one of the Bible's most inspiring stories of bravery and faith.
Perfect for Ages 4-10 | Companion Coloring Book | Part of the God's Creatures Tell the Story Series
In this beautiful companion to "Queen Esther's Courage," young artists will color their way through ancient Persia and discover:
✓ Esther's journey from orphan girl to Queen of Persia
✓ The bravery it takes to stand up for what's right, even when afraid
✓ Beautiful Persian palace scenes, royal banquets, and royal robes
✓ Mordecai's faithfulness and Esther's "for such a time as this" moment
✓ Your favorite animal reporters witnessing every courageous scene!
More Than Just a Coloring Book - A Complete Creative Experience:

50+ original illustrations with Scripture verses on every page
Single-sided pages prevent bleed-through—perfect for framing!
Activity pages including mazes, puzzles, and creative prompts
Discussion questions for family faith conversations
Persian-themed bonus pages featuring palace scenes and ancient artifacts

Ideal For: Sunday school activities, homeschool Bible curriculum, quiet time, travel, church nursery bags, or meaningful gifts for baptism, communion, birthdays, Easter baskets, and Christmas stockings
Collect the Complete Coloring Series: From Creation to Christ, color along as Penny, Professor Hoot, and Dominic report on the Bible's greatest stories!
Grab your crayons and inspire courage in your young artist today!

When loyalty costs everything, will one woman's courageous choice change history forever?

Join Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey—divine reporters for the Heavenly Herald—as they witness one of the Bible's most beautiful stories of loyalty and redemption. When Ruth makes an impossible choice to stay with her grieving mother-in-law Naomi, she doesn't know that her faithfulness will lead to unexpected blessings and change the course of history.

Perfect for ages 7-12, this comprehensive biblical adventure combines engaging storytelling with powerful educational resources:
✓ Complete Bible Story - Faithful retelling of Ruth and Boaz with scriptural accuracy
✓ 16 Educational Appendices - Including 152-word vocabulary glossary, timeline, historical context, and theological insights
✓ 8-Week Curriculum - Ready-to-use lesson plans with discussion questions for multiple age levels
✓ Character Development - Learn about loyalty, faithfulness, courage, and sacrificial love
✓ Homeschool & Sunday School Ready - Comprehensive study guide, activities, and faith application

Part of the award-winning "God's Creatures Tell the Story" series, where biblical truth comes alive through animal reporters who help kids see, understand, and remember God's Word in exciting new ways.

Ideal for family read-aloud (ages 7-8), independent reading (ages 9-12), homeschool curriculum (grades 2-6), Sunday school classes, and family devotions. Scales from simple story appreciation to deep theological understanding.

Companion coloring book available for hands-on reinforcement of biblical truths and vocabulary building.

Discover how one woman's loyalty became the foundation for God's greatest story—and how your child's faithfulness matters for eternity.

🌟 What if you could witness the greatest story ever told through the eyes of God's creatures?Join Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey—reporters for the Heavenly Herald—on an unforgettable 400+ page journey through 4,000 years of prophecy leading to one miraculous night in Bethlehem.Why The Nativity Report Stands Out:Most nativity books offer sweet stories children outgrow quickly. This comprehensive adventure deepens with every reading, teaching biblical prophecy, historical accuracy, and timeless faith lessons that grow with your child from ages 6-12.Inside This Adventure, Your Children Will:✓ Travel from the Garden of Eden through 4,000 years of God's promises
✓ Witness every major Old Testament prophecy pointing to Jesus
✓ Experience the Nativity with historical depth and biblical accuracy
✓ Explore 17 comprehensive appendices covering theology, history, and application
✓ Engage with discussion questions perfect for family devotions or classroom studyThree Unique Perspectives:
Penny (curious and excited), Professor Hoot (wise and scholarly), and Dominic (faithful and observant) offer children different ways to connect with Scripture.Perfect For:
✓ Homeschool families building biblical curriculum
✓ Sunday school teachers seeking substantive Advent resources
✓ Parents wanting depth beyond typical children's Bible stories
✓ Grandparents seeking meaningful, lasting gifts
✓ Families establishing Christmas traditions rooted in ScriptureMulti-Age Appeal: Younger children (6-8) love the animal adventures. Older children (9-12) engage with prophecy charts and theological depth.Part of the beloved "God's Creatures Tell the Story" series. Companion coloring book available!Give your children the gift of understanding God's grand plan. Order today!

🎨 Color Your Way Through the Greatest Story Ever Told!
Join Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey—reporters for the Heavenly Herald—as young artists bring 4,000 years of prophecy and one miraculous night in Bethlehem to life through color and creativity!
Why This Coloring Book Stands Out:
Most nativity coloring books offer simple manger scenes. This comprehensive companion brings the full journey to life—from Eden's garden through the prophets to the star-lit stable—creating a creative faith experience that grows with your child from ages 4-10.
Inside This Coloring Adventure, Young Artists Will:
✓ Color scenes spanning from Creation to the Bethlehem manger
✓ Illustrate Old Testament prophets and their promises about Jesus
✓ Bring the shepherds, wise men, and holy family to life
✓ Color beloved animal reporters Penny, Professor Hoot, and Dominic throughout
✓ Enjoy activity pages with mazes, puzzles, and creative prompts
✓ Read Scripture verses reinforcing each illustrated scene
Three Beloved Characters:
Kids love coloring curious Penny, scholarly Professor Hoot, and faithful Dominic as they report on every miraculous moment!
Perfect For:
✓ Advent countdown activities and Christmas traditions
✓ Sunday school and children's church
✓ Homeschool Bible curriculum
✓ Quiet time, travel, and rainy day faith-building
✓ Meaningful stocking stuffers and Christmas gifts
Single-sided pages prevent bleed-through—perfect for framing favorite artwork!
Part of the beloved "God's Creatures Tell the Story" coloring series. Perfect companion to The Nativity Report chapter book!
Grab your crayons and journey to Bethlehem today!

When loyalty costs everything, young artists bring one woman's courageous choice to life—one beautiful page at a time!
Join Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey—divine reporters for the Heavenly Herald—as kids color their way through one of the Bible's most beautiful stories of loyalty and redemption. From Ruth's tearful farewell to Moab, to gleaning in Boaz's fields, to the joyful wedding celebration—every scene awaits your child's creativity!
Perfect for ages 4-10, this delightful companion coloring book combines artistic fun with powerful faith lessons:
✓ 50+ Original Illustrations - Biblically accurate scenes with Scripture verses throughout ✓ Single-Sided Pages - No bleed-through, perfect for framing favorite artwork ✓ Activity Pages - Mazes, puzzles, and creative drawing prompts ✓ Character Development - Pages highlighting loyalty, faithfulness, courage, and sacrificial love ✓ Discussion Prompts - Faith conversations while coloring together ✓ Vocabulary Building - Key biblical terms reinforced through illustration
Part of the beloved "God's Creatures Tell the Story" coloring book series, where biblical truth comes alive through creativity as kids color alongside animal reporters who make God's Word unforgettable.
Ideal for Sunday school activities, homeschool Bible curriculum, quiet time, travel, family coloring sessions, or meaningful gifts for baptism, birthdays, Easter baskets, and Christmas stockings.
Perfect companion to the "Ruth and Boaz" chapter book for complete story immersion and hands-on reinforcement of biblical truths.
Grab your crayons and discover how one woman's loyalty became the foundation for God's greatest story!

Florida’s insurance market looks calmer. But stability is not the same as safety.
Rates have slowed. Availability has improved. Capital has cautiously returned. After years of crisis headlines, Florida’s property insurance market appears to have found its footing.
But beneath the calm, risk continues to accumulate.
In The Florida Resilience Doctrine, former legislator and insurance policy expert Don D. Brown explains why today’s stability may be hiding tomorrow’s crisis — and why Florida’s greatest insurance threat is not storms, but the structure of growth, concentration, and capital itself.
This book introduces a powerful new framework for understanding insurance markets: the Risk Concentration Index (RCI), a tool designed to measure how fragile a system becomes when exposure grows faster than mitigation, diversification, and capital can adapt. The RCI does not predict hurricanes. It measures whether insurance can survive them.
Drawing on decades of experience in insurance, reinsurance, and public policy, Brown shows how Florida has entered a dangerous phase where insurability degrades quietly, long before collapse becomes visible. He explains why insurance markets fail through stress regions rather than cliffs, why calm is the most deceptive moment in policy, and why delay always makes reform more expensive.
But this is not a book of warnings without solutions.
The Florida Resilience Doctrine lays out a comprehensive, integrated reform framework built around six pillars: growth risk management, stronger building standards, residual market reform, pre-event catastrophe funding, managed retreat from unsustainable exposure, and explicit equity protections for vulnerable households. Together, these reforms offer a path to affordability, availability, and solvency in a state that continues to grow.
This book is written for policymakers, insurance professionals, journalists, and citizens who want to understand not just what is happening — but why it is happening, and what still can be done while time remains.
Florida still has a choice.
This book explains it.

**When Prayer Becomes a Crime, Can Faith Survive the Lions' Den?**

Step into ancient Babylon through the eyes of Heaven's most unusual news team! Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey witness one of history's greatest tests of courage as Daniel chooses faithful prayer over fearful compromise.

**Perfect for Ages 7-12 | Homeschool & Sunday School Approved**

When jealous officials trap Daniel with an impossible choice—stop praying or face hungry lions—young readers discover what real courage looks like. Through 70 years of faithful service, multiple empires, and life-threatening trials, Daniel proves that standing firm for God changes nations.

**Why Parents, Teachers & Kids Love This Book:**

✓ Biblically accurate with engaging animal reporter perspective
✓ 12 action-packed chapters plus extensive educational appendices
✓ Discussion questions, activities, glossary, timeline, and maps
✓ Teaches courage, integrity, prayer, and faithfulness under pressure
✓ Vocabulary-building with age-appropriate complexity
✓ Perfect for family devotions, Sunday School curriculum, or independent reading

**What Makes This Different:**

Unlike simple picture book retellings, this chapter book dives deep into Daniel's entire life—from teenage captive to elderly prophet. Kids learn about Nebuchadnezzar's dream, the fiery furnace, the writing on the wall, and Daniel's prophetic visions, all leading to the famous lions' den miracle.

**Part of the Award-Winning "God's Creatures Tell the Story" Series**

Each book combines biblical accuracy with adventure, featuring the Divine News Team from the Heavenly Herald newspaper. Collect the entire series!

**Ideal for:** Family read-alouds • Sunday School lessons • Homeschool Bible curriculum • VBS programs • Christian school libraries • Baptism/Communion gifts • Ages 7-12 who love adventure and animals

*Scroll up and click "Buy Now" to join Penny, Professor Hoot, and Dominic on this faith-building adventure!*

🌟 When a despised tax collector climbs a tree to see Jesus, three animal reporters witness a transformation that changes everything! 🌟

MEET ZACCHAEUS: Rich. Powerful. Hated. As chief tax collector in Jericho, Zacchaeus has everything money can buy—except the one thing he desperately needs: acceptance. When Jesus comes to town, this "wee little man" makes an impossible choice that leads to the encounter of a lifetime.

MEET YOUR GUIDES: Join Penny the Squirrel 🐿️, Professor Hoot the Owl 🦉, and Dominic the Donkey 🫏—the Heavenly Herald's most dedicated reporters—as they witness this remarkable demonstration of seeking and finding. Through their eyes, young readers discover that when human longing meets divine love, nothing is impossible!

📚 MORE THAN A STORY—A COMPLETE LEARNING EXPERIENCE:
✅ 1,155+ Vocabulary Words across three reading levels (ages 7-9, 10-12, 13-15)
✅ 16 Educational Appendices including complete glossary, study guides, discussion questions
✅ 288 Pages of engaging narrative + comprehensive learning materials
✅ Scripture-Based - Faithful to Luke 19:1-10 with complete Bible references
✅ Multi-Age Appeal - Perfect for ages 5-15 with tiered content
✅ Family & Classroom Ready - Includes devotion guides and lesson plans

🎯 PERFECT FOR:
• Bedtime reading that builds vocabulary AND faith
• Homeschool curriculum (complete 8-week unit study included)
• Sunday school lessons and VBS materials
• Family devotions with discussion questions
• Gift-giving: baptisms, birthdays, holidays, spiritual milestones
• Independent reading for emerging to advanced readers

📖 WHAT PARENTS & EDUCATORS LOVE:
⭐ "Biblically accurate with age-appropriate language"
⭐ "Animal reporters make Scripture come alive!"
⭐ "Educational depth beyond any children's Bible story I've seen"
⭐ "Perfect for multiple ages—my 8 and 12-year-olds both love it"
⭐ "Homeschool gold! Comprehensive curriculum in one book"

🦉 INSIDE YOU'LL FIND:
• 9 Engaging Chapters following Zacchaeus's journey from isolation to transformation
• Complete Vocabulary System with 1,155+ words defined and contextualized
• Historical & Cultural Context bringing ancient Jericho to life
• Science Connections exploring sycamore trees and biblical geography
• Character Development Themes about seeking, finding, redemption, and transformation
• Assessment Tools including quizzes and comprehension checks
• Faith Application connecting ancient truth to modern life
• Timeline & Maps showing biblical context
• Parent/Teacher Guides for maximum educational impact

🌟 THE GOD'S CREATURES TELL THE STORY DIFFERENCE:
Unlike traditional children's Bible stories that offer brief retellings, this 288-page book provides deep exploration of one transformative encounter. Through the unique perspective of animal reporters sent from heaven, children engage with Scripture in a fresh, memorable way that builds both comprehension and vocabulary.

Each book in the God's Creatures Tell the Story series features:
• The same beloved animal reporter team
• Consistent high-quality educational materials
• Over 1,000 vocabulary words per book
• Complete standalone stories (read in any order)
• Homeschool and Sunday school ready

📚 ALSO IN THE SERIES:
🌊 Noah's Ark Adventure - The greatest rescue mission ever told
⭐ The Nativity Report - Heaven's most important assignment
🌪️ Jesus Calms the Storm - Faith in the midst of life's storms
❤️ The Prodigal Son - A father's unconditional love
[Additional titles as published]

🎁 PERFECT GIFT FOR:
✓ Baptisms & Dedications
✓ First Communions & Confirmations
✓ Birthdays (ages 7-15)
✓ Easter & Christmas
✓ Homeschool curriculum additions
✓ Sunday school class rewards
✓ Grandparent-grandchild reading

✨ SCROLL UP AND CLICK "BUY NOW" TO START THIS TRANSFORMATIVE BIBLICAL ADVENTURE TODAY! ✨

Age Range: 7-12 years (content suitable for ages 5-15 with guided reading)
Grade Level: 2nd-7th Grade
Page Count: 288 pages
Publisher: Rebell Books
Reading Level: Early Chapter Book to Middle Grade

What if a coloring book could do more than keep little hands busy?

This beautifully designed companion coloring book to God’s Creatures Tell the Story: Zacchaeus transforms a beloved Bible story into a hands-on learning and faith-building experience. Through carefully crafted illustrations and gentle reflection prompts, children don’t just color the story — they enter it.

As Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey report on Zacchaeus’s extraordinary encounter with Jesus, young readers revisit the moment when seeking led to forgiveness, restoration, and joy. Every page reinforces the truth that no one is beyond grace, and everyone is worth noticing.

🎨 WHAT MAKES THIS COLORING BOOK DIFFERENT

Unlike ordinary coloring books, this companion edition is designed with purpose:

✔ Scripture-based scenes faithful to Luke 19:1–10
✔ Characters from the main story for continuity and recognition
✔ Large, clean illustrations perfect for crayons, markers, and colored pencils
✔ Reflection prompts to spark conversation and devotion
✔ Quiet, calming activities that reinforce spiritual lessons
✔ Ideal for independent work or guided discussion

Each page supports comprehension, emotional connection, and spiritual reflection — making it a natural extension of the storybook, not just a supplement.

📚 PERFECT FOR:

• Family devotion time
• Sunday school and children’s church
• Homeschool Bible curriculum
• VBS activity stations
• Christian school classrooms
• Grandparent-grandchild bonding
• Gifts for baptisms, birthdays, and holidays
• Travel, waiting rooms, and quiet time

🌟 HOW TO USE IT:

Parents, teachers, and pastors love this book because it turns a familiar Bible story into a multi-sensory experience. Children color, talk, reflect, and remember — reinforcing lessons long after the crayons are put away.

Use it alongside the main storybook, or as a standalone activity to introduce children to the message of God’s grace.

✨ PART OF THE GOD’S CREATURES TELL THE STORY SERIES

Every companion coloring book in the series:
• Features the same beloved animal reporters
• Reinforces biblical literacy and vocabulary
• Builds faith through creativity and reflection
• Works as both a devotional and educational tool
• Can be used in any order

Let your child color the story that shows how seeking leads to finding—and how grace changes everything.

🖍️ Ages 5–12
📖 Companion to God’s Creatures Tell the Story: Zacchaeus
🎁 Perfect for families, classrooms, churches, and gifts

What if children could learn about insurance, safety, and responsibility through a story they love?
In Penny’s Protection Plan, young readers follow Penny the Squirrel as she helps her friend Timmy after a storm damages his family’s acorn storage. With curiosity, kindness, and her magical magnifying glass, Penny uncovers how animals in Safehaven Town learned to prepare for danger, build strong homes, and share responsibility through a “helping plan.”
As storms swirl and lessons unfold, children meet:
• Weather watchers who sound the alarm
• Builders who make homes stronger
• Helpers who keep everyone safe
• Wise planners who explain how sharing works
• Friends who show that community is the greatest protection of all
________________________________________
🌟 MORE THAN A STORY
This book is intentionally designed to teach:
• The basics of insurance (sharing risk)
• Weather safety and preparedness
• Planning ahead vs. waiting
• Financial responsibility in simple terms
• The power of community
With interactive questions, songs, and hands-on thinking moments, children don’t just read the story—they practice the lessons.
________________________________________
🎯 PERFECT FOR:
• Family read-aloud time
• Homeschool financial literacy units
• Classroom social studies & life skills
• Sunday school and church programs
• Insurance agents & community outreach
• Grandparents and gift-giving
________________________________________
📖 INCLUDES:
• Engaging chapters with recurring characters
• Vocabulary-building concepts
• Discussion prompts for adults and kids
• Real-world safety connections
• A child-friendly introduction to insurance and preparedness
________________________________________
Penny’s Protection Plan helps children learn a truth grown-ups already know:
When we plan together, build strong, and share responsibility, everyone is safer.

What if kids could learn about insurance, risk, and resilience through a story they can’t put down?
Welcome to Safehaven Town, where storms don’t just come from the sky—and protection takes more than strong walls.
In Penny’s Digital Detective Agency: Solving Tomorrow’s Insurance Mysteries Today, Penny Acornwise begins her most important mission yet: solving the mystery of disappearing digital acorns that fund her community’s emergency recovery. As the threat spreads, Penny teams up with Safehaven’s elite Protection Team to uncover patterns, predict risk, and stop a disaster before it strikes.
This fast-paced adventure blends mystery, technology, weather science, and financial literacy into one unforgettable story.
________________________________________
🔍 WHAT CHILDREN LEARN (WITHOUT EVEN NOTICING)
Through story, puzzles, and hands-on challenges, readers discover:
✔ How insurance works as a community safety net
✔ The difference between risk and uncertainty
✔ Why preparation matters before disasters hit
✔ How digital and physical dangers are connected
✔ What “layered protection” really means
✔ Why helping others makes everyone safer
________________________________________
🦉 MEET THE PROTECTION TEAM
• Penny Acornwise – Junior Risk Advisor in training
• Robin Raccoon – Digital security expert
• Professor Hoot – Risk, math, and probability wizard
• Captain Marina – Storm and weather specialist
• Builder Beaver – Code Plus construction master
• Friendly Bear – Insurance and recovery planner
Each character models real-world problem-solving skills kids can use in their own lives.
________________________________________
📖 DESIGNED FOR FAMILIES & EDUCATORS
This book includes:
• Chapter review questions
• Vocabulary and key terms
• Math connections and logic puzzles
• Real-world safety lessons
• Discussion prompts
• Bonus activities for deeper learning
Perfect for:
• Homeschool curriculum
• Classroom STEM & social studies
• Financial literacy education
• Family read-alouds
• Gift giving for ages 8–12
________________________________________
Penny’s Digital Detective Agency proves that insurance isn’t boring—it’s brave, smart, and essential.
And when communities work together, even the biggest storms can be solved.
________________________________________
Website: www.dondbrown.com
Author: Don D. Brown
Ages: 8–12 | Middle Grade | Educational Adventure

Disasters are natural. Crises are not.
In Storm Warning: Understanding Risk, Insurance, and the Power of Public Policy, a diverse group of teens steps inside Florida’s Capitol and begins uncovering a truth most adults never learn: how society chooses to manage risk determines who thrives, who struggles, and who pays the price when storms hit.
Guided by mentors, data, history, and real case studies, the students explore:
• Why insurance exists
• How risk differs from uncertainty
• Why coastal growth raises costs for everyone
• How political decisions shape insurance markets
• Why resilience must be built before disaster strikes
• How past policy failures still haunt today’s families
Told as a narrative learning adventure, this book blends storytelling, economics, history, and public policy into a format teens actually want to read.
________________________________________
🎯 PERFECT FOR:
• Teens ages 13–19
• Homeschool and classroom civics courses
• Economics and government units
• Financial literacy programs
• Disaster preparedness education
• Families seeking real-world learning
• Gift-giving for thoughtful teens
________________________________________
📖 INCLUDES:
• Story-based chapters
• Mini-lessons on insurance & risk
• Real historical examples
• Glossary and definitions
• Discussion questions
• Activities for deeper learning
• Policy concepts made understandable
________________________________________
Storm Warning doesn’t just teach teens how disasters work.
It teaches them how the world works.
Website: www.dondbrown.com
By Don D. Brown

Why do smart people make catastrophic insurance decisions?
In Florida, the average homeowner pays roughly $11 a day for comprehensive hurricane insurance. Yet, 78% of Floridians remain underinsured, gambling their largest investment to save the equivalent of a daily cup of coffee. They aren’t making these choices because they lack information—they are trapped by powerful psychological biases.
In "Drowning in Denial," former Florida legislator and researcher Don D. Brown goes beyond the meteorological data to reveal the true driver of the coastal insurance crisis: human behavior. Drawing on thirty years of market data and hundreds of interviews, Brown explores why traditional economic models fail to predict how we respond to risk, uncertainty, and escalating premiums.
+4
Whether you are a homeowner trying to protect your family, an insurance professional navigating a volatile market, or a policymaker seeking sustainable reform, this book provides a multidimensional roadmap through the storm.
Inside, you will discover:
• The 9 Guideline Principles for Reform: A practical framework for moving beyond reactive, crisis-driven policy toward long-term resilience.
• The Anatomy of Bias: Detailed analysis of how loss aversion, status quo bias, and the availability heuristic create systemic market dysfunction.
• The "Window of Rationality": Why the 6–9 months following a hurricane is the only time fundamental restructuring is psychologically possible.
• A Historical Path Forward: A deep dive into Florida’s evolution from the "Paradise Paradigm" to our current "New Reality," and what it teaches us about the future of coastal living.
• Behavioral Market Design: Proven strategies for using "nudges" and emotion-aware policies to align market structures with actual human psychology.
Florida’s insurance market is drowning—not just in storm surge, but in denial. It is time to break the cycle of psychological mistakes and build an insurance system that provides both protection and stability for generations to come

Can stronger homes save Florida’s future?

Every hurricane season, Floridians brace for impact—not just from wind and water, but from skyrocketing insurance premiums and costly recovery bills. With more than $3 trillion in coastal exposure and the highest property insurance rates in the nation, the state faces a mounting crisis. Yet the solution may already be in our hands.

In Fortifying the Future: Code Plus Standards for Hurricane Resilience and Economic Stability, Don D. Brown reveals how enhanced building standards—impact-resistant windows, reinforced roofs, continuous load paths, and water-intrusion protections—can cut storm damage by 50%, slash insurance premiums by 25–40%, and stabilize entire communities. Drawing on engineering research, historical hurricane case studies, and real-world policy lessons, Brown makes the case for proactive investment in resilience.

You’ll discover:
- The economic case for spending 5–10% more upfront to save tens of thousands over a home’s lifetime.
- How Code Plus can prevent insurer collapse, reduce taxpayer-funded bailouts, and boost property values.
- Why Florida’s insurance market depends on stronger codes, not temporary fixes.

A must-read for policymakers, homeowners, insurers, and community leaders, this book provides a blueprint for sustainable prosperity in the storm belt.

Storms are inevitable. Bankruptcy doesn’t have to be.
Short Amazon Description (~150 words)
Florida’s insurance market is in crisis. Hurricanes devastate homes, insurers collapse, and premiums soar. Fortifying the Future shows how to break the cycle.

Don D. Brown explains the power of Code Plus—enhanced building standards that go beyond minimum codes to deliver hurricane resilience. Stronger roofs, impact-resistant windows, and improved load paths cut storm damage in half, lower insurance premiums by up to 40%, and strengthen entire communities.

This book combines history, science, economics, and policy to prove that a modest upfront investment yields decades of savings and stability. With case studies from Florida, North Carolina, and beyond, Brown provides a clear roadmap for making Code Plus the rule, not the exception.

Stronger homes mean lower costs, safer families, and a resilient Florida.

Why are premiums exploding even in quiet storm years? Why do carriers exit after reforms that promised relief? In The Capital Drain, former legislator and veteran insurance pro Don D. Brown shows why the real driver isn’t wind—it’s uncertainty: shifting statutes, retroactive court readings, and blue-sky timelines that fail in gray-sky months. Markets price risk. They flee uncertainty.
Building on Knight’s classic distinction and Ellsberg’s jellybeans, Brown translates committee-room mechanics—AALs, EP curves, ratings, rate-on-line—into plain English. You’ll see how litigation incentives, operational bottlenecks, and residual-market growth quietly inflate costs far beyond the peril itself—and how to reverse it. The book’s backbone is a simple map: Fig. 2.1, the Risk–Uncertainty Spectrum. The rule of thumb is blunt: every reform either moves left toward priceable risk or right into ambiguity.
What you’ll learn:
• Policy levers that actually lower premiums (prospective drafting, cat-realistic claims design, fee-rule alignment, mitigation credits).
• Investor-grade checkpoints that bring capital back (attachments, spreads, solvency signals).
• Practical dashboards & toolkits you can use tomorrow.
This is a book for lawmakers, regulators, industry leaders, and homeowners who are tired of paying a quiet uncertainty tax. Stabilize the rulebook and Florida—indeed any cat-exposed state—will finance its wind all day long.

What if Florida’s greatest financial risk isn’t the hurricanes themselves, but how we insist on paying for them?

For decades, Florida has suppressed insurance premiums in the name of “affordability.” But cheap coverage is an illusion—funded by credit, debt, and hidden surcharges that fall on families for decades. Every storm leaves a bill. The only question is whether we pay with discipline and capital up front—or with interest, confusion, and regret afterward.

The High Cost of Hidden Risk reveals why Florida’s homeowners’ insurance market is spiraling, and what must change if the state hopes to build lasting resilience. Drawing on history, case studies, and global examples, Don D. Brown explains:
- Why pre-event funding (capital reserves, reinsurance, catastrophe bonds) is cheaper and fairer than post-event borrowing.
- How political rate suppression drives insurer insolvency and repels global capital.
- The role of building codes, mitigation, and Code Plus standards in reducing losses.
- How moral hazard and misaligned incentives shift costs onto inland families and future generations.

This book is for policymakers, insurance leaders, economists, and informed citizens who want to move beyond temporary fixes and face the reality of Florida’s risk.

Storms will come. The bill will follow. The question is whether Florida will be ready—or still pretending it can afford not to be.

Florida has 1,826 days before its property insurance market mathematically collapses. This isn't speculation—it's arithmetic.
Written by a former Florida state legislator who voted against the policies creating this crisis, The Next Paradigm reveals how 8.1 million Floridians now live in hurricane zones with $3.2 trillion in property exposure that cannot be sustainably insured. Every day, 550 more people move into harm's way while Citizens Property Insurance grows beyond any ability to pay claims.
The insurance crisis isn't really about insurance—it's about overdevelopment in areas too dangerous for large-scale human habitation.
From the Paradise Paradigm of the 1980s through Charlie Crist's catastrophic HB1A legislation, Florida has systematically concentrated massive population and property value in hurricane target zones while hiding the true costs through subsidies and debt. When the next major storm strikes Miami or Tampa, Citizens' $420 billion exposure will trigger assessments on every Florida insurance policy—auto, business, homeowners—potentially adding $2,000+ annually for typical families.
But collapse isn't inevitable if Florida acts now.
Drawing on international examples from the Netherlands to New Zealand, this book presents specific solutions: managed retreat from extreme risk zones, true risk-based insurance pricing, strategic infrastructure investment, and economic diversification away from coastal dependence. The Netherlands relocated 250,000 people from flood zones while maintaining prosperity. Japan prohibited rebuilding in tsunami areas while creating attractive alternatives. Florida can learn from success stories or become a cautionary tale.
What you'll discover:
• Why every "solution" Florida tries makes the crisis worse
• How Citizens Property Insurance operates as a legalized Ponzi scheme
• The psychology preventing smart people from acknowledging obvious risks
• Mathematical proof that current development patterns guarantee market failure
• Detailed action plans for property owners, businesses, and policymakers
• International case studies proving managed adaptation works
The political forces preventing reform are powerful, but mathematics is more powerful. With hurricane seasons intensifying and reinsurance markets retreating, Florida's window for voluntary transformation closes rapidly. The choice isn't whether to change—it's whether change happens through planning or crisis.
Time's up, Florida. The hurricane doesn't care about politics. Mathematics doesn't negotiate. Choose wisely.

Moses: The Great Deliverer – A “God’s Creatures Tell the Story” Adventure

An unforgettable Bible adventure told through the eyes of the Divine News Team!

In this action-packed retelling of the Exodus story, young readers join Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey as they report live from ancient Egypt. From the throne room of Pharaoh to the banks of the Nile, the Divine News Team covers every miracle, every confrontation, and every breathtaking moment of God’s greatest rescue mission.

Perfect for ages 6–12, this richly illustrated chapter book blends biblical accuracy with engaging storytelling—helping children understand the plagues, the Passover, the Red Sea crossing, and the giving of the Ten Commandments in a way that is clear, memorable, and faith-building.

Inside this book, children will discover:
How God used Moses’s courage, obedience, and leadership to deliver His people Why the plagues exposed the weaknesses of Egypt’s gods The meaning of Passover and God's plan of protection How faith grows through challenges and trust in God’s promises the unique perspective of animal reporters who guide young readers through every scene
Built for families, churches, and educators:

Glossary of key biblical terms Historical and cultural background sections Maps, timelines, and study helps 12-week curriculum for Sunday School or homeschool

Part of the “God’s Creatures Tell the Story “Series —a collection of biblical adventures brought to life through lovable animal characters, strong spiritual lessons, and teacher-ready educational tools.

Bring the extraordinary story of Moses to life—and help children see God’s power, protection, and promise in a whole new way.

Moses: God's Rescued Prince brings the epic Old Testament story to life through the eyes of God's amazing creatures! When Princess Thermutis discovers a Hebrew baby hidden in the Nile River, Penny the Squirrel and Professor Hoot the Owl are on the scene to report history's most remarkable rescue.
Perfect for ages 8-12, this middle-grade biblical chapter book goes far beyond typical Bible stories. Young readers will journey with Moses from the Egyptian palace to the Midian desert, discovering how God prepared an ordinary shepherd to become an extraordinary leader. Through engaging narrative and rich historical detail, children will explore ancient Egypt, desert survival, and the dramatic moment when God revealed Himself in a burning bush.
WHAT MAKES THIS BOOK UNIQUE: ✅ Animal Reporter Perspective: Penny the Squirrel, Professor Hoot the Owl, Dominic the Donkey, and Gabriel the Archangel bring fresh, engaging voices to the biblical narrative ✅ Educational Depth: Five comprehensive appendices covering ancient justice systems, Near East geography, Egyptian religious practices, desert survival, and marriage customs ✅ Age-Appropriate Complexity: 46,000+ words provide substantial reading for independent middle-grade readers ✅ Perfect for Multiple Settings: Homeschool Bible curriculum, Sunday school lessons, family devotions, or independent reading ✅ Discussion-Ready: Sparks meaningful conversations about faith, courage, obedience, and God's calling
IDEAL FOR: • Homeschool families seeking biblically-sound historical curriculum • Sunday school teachers needing engaging Moses resources • Parents looking for faith-building chapter books • Grandparents seeking meaningful, educational gifts • Churches building children's library collections
PART OF THE "GOD'S CREATURES TELL THE STORY" SERIES
Each book in this exciting series features the same beloved animal reporters bringing biblical history to life with accuracy, adventure, and age-appropriate depth. Collect the entire series as Moses, Noah, David, and other biblical heroes are reported by the creatures who witnessed these amazing events!
BONUS COMPANION AVAILABLE: Extend learning with the Moses: God's Rescued Prince Coloring & Activity Book (sold separately) featuring puzzles, mazes, and coloring pages for hands-on engagement.
From award-winning author Don D. Brown (former Florida State Legislator, 40+ published books), Moses: God's Rescued Prince combines biblical accuracy, historical richness, and engaging storytelling that children will remember long after the final page.
Transform Bible story time into an unforgettable adventure—order your copy today!

Companion Coloring Book
🐿️ BIBLICAL ADVENTURE MEETS HISTORICAL EDUCATION
Moses: God's Rescued Prince brings the epic Old Testament story to life through the eyes of God's amazing creatures! When Princess Thermutis discovers a Hebrew baby hidden in the Nile River, Penny the Squirrel and Professor Hoot the Owl are on the scene to report history's most remarkable rescue.
Perfect for ages 8-12, this middle-grade biblical chapter book goes far beyond typical Bible stories. Young readers will journey with Moses from the Egyptian palace to the Midian desert, discovering how God prepared an ordinary shepherd to become an extraordinary leader. Through engaging narrative and rich historical detail, children will explore ancient Egypt, desert survival, and the dramatic moment when God revealed Himself in a burning bush.
WHAT MAKES THIS BOOK UNIQUE: ✅ Animal Reporter Perspective: Penny the Squirrel, Professor Hoot the Owl, Dominic the Donkey, and Gabriel the Archangel bring fresh, engaging voices to the biblical narrative ✅ Educational Depth: Five comprehensive appendices covering ancient justice systems, Near East geography, Egyptian religious practices, desert survival, and marriage customs ✅ Age-Appropriate Complexity: 46,000+ words provide substantial reading for independent middle-grade readers ✅ Perfect for Multiple Settings: Homeschool Bible curriculum, Sunday school lessons, family devotions, or independent reading ✅ Discussion-Ready: Sparks meaningful conversations about faith, courage, obedience, and God's calling
IDEAL FOR: • Homeschool families seeking biblically-sound historical curriculum • Sunday school teachers needing engaging Moses resources • Parents looking for faith-building chapter books • Grandparents seeking meaningful, educational gifts • Churches building children's library collections
PART OF THE "GOD'S CREATURES TELL THE STORY" SERIES
Each book in this exciting series features the same beloved animal reporters bringing biblical history to life with accuracy, adventure, and age-appropriate depth. Collect the entire series as Moses, Noah, David, and other biblical heroes are reported by the creatures who witnessed these amazing events!
BONUS COMPANION AVAILABLE: Extend learning with the Moses: God's Rescued Prince Coloring & Activity Book (sold separately) featuring puzzles, mazes, and coloring pages for hands-on engagement.
From award-winning author Don D. Brown (former Florida State Legislator, 40+ published books), Moses: God's Rescued Prince combines biblical accuracy, historical richness, and engaging storytelling that children will remember long after the final page.
Transform Bible story time into an unforgettable adventure—order your copy today!

🐿️ BIBLICAL ADVENTURE MEETS HISTORICAL EDUCATION
Companion Coloring Book
An unforgettable Bible adventure told through the eyes of the Divine News Team!
In this action-packed retelling of the Exodus story, young readers join Penny the Squirrel, Professor Hoot the Owl, and Dominic the Donkey as they report live from ancient Egypt. From the throne room of Pharaoh to the banks of the Nile, the Divine News Team covers every miracle, every confrontation, and every breathtaking moment of God’s greatest rescue mission.

Perfect for ages 6–12, this richly illustrated chapter book blends biblical accuracy with engaging storytelling—helping children understand the plagues, the Passover, the Red Sea crossing, and the giving of the Ten Commandments in a way that is clear, memorable, and faith-building.

Inside this book, children will discover:
How God used Moses’s courage, obedience, and leadership to deliver His people Why the plagues exposed the weaknesses of Egypt’s gods The meaning of Passover and God's plan of protection How faith grows through challenges and trust in God’s promises The unique perspective of animal reporters who guide young readers through every scene
Built for families, churches, and educators:
Glossary of key biblical terms Historical and cultural background sections Maps, timelines, and study helps 12-week curriculum for Sunday School or homeschool
Part of the “God’s Creatures Tell the Story” Series —a collection of biblical adventures brought to life through lovable animal characters, strong spiritual lessons, and teacher-ready educational tools.
Bring the extraordinary story of Moses to life—and help children see God’s power, protection, and promise in a whole new way.

When the storm approaches, the greatest danger is not the wind — but the decisions made before it arrives.

Along the quiet shores of a fictionalized Choctawhatchee Bay, Jack Dalton has learned that water speaks long before storms appear. A dock worker, husband, and man of quiet faith, Jack watches the rhythms of tide and town with equal care, sensing changes others dismiss as inconvenience.

When shifting currents threaten the harbor and town leaders push forward with plans driven by schedule rather than wisdom, Jack must choose whether to remain silent—or stand against momentum he cannot control.

As tensions rise between commerce and caution, pride and patience, action and restraint, the town faces a question larger than weather:

What does it mean to lead when certainty is impossible?

Told with lyrical prose and spiritual depth, The Storm and the Light is a moving story of faith lived through ordinary decisions, where courage is measured not by force but by the willingness to listen.

Perfect for readers of Wendell Berry, Jan Karon, and Charles Martin, this opening novel launches The Legacy of the Bay, a sweeping twelve-book series exploring community, stewardship, and the quiet power of faithful living.

🐿️ **Join Penny, Professor Hoot, and Dominic on an unforgettable journey through one of the Bible's most inspiring stories!**

When the Divine News Team receives their assignment to cover Abraham and Sarah's incredible journey, they witness faith, patience, and God's amazing promises unfold across decades. From leaving everything familiar in Ur to welcoming baby Isaac in their old age, this biblical adventure comes alive through the eyes of three lovable animal reporters.

**Perfect for children ages 7-12**, this engaging Bible story combines:

✓ **Memorable characters** - Penny the quick-thinking squirrel, wise Professor Hoot, and curious Dominic the Donkey
✓ **Biblically accurate narrative** - Faithfully retells Genesis 12-22 with age-appropriate clarity
✓ **Educational depth** - Comprehensive appendices with glossary, timeline, discussion questions, and cultural insights
✓ **Family-friendly engagement** - Perfect for homeschool curriculum, Sunday school lessons, or bedtime reading
✓ **Character development** - Explores themes of faith, patience, obedience, and trusting God's promises

**Parents, teachers, and homeschoolers love:**
- Discussion questions for deeper learning
- Historical and archaeological context
- Vocabulary support for independent readers
- Professor Hoot's quizzes and activities
- Connection to God's bigger story

**Part of the beloved God's Creatures Tell the Story series** - collect all 12 books featuring Noah, David, Moses, and more biblical heroes!

**Companion coloring book available** for hands-on reinforcement of biblical truths.

Whether you're looking for Sunday school resources, homeschool Bible curriculum, or meaningful gifts for baptism, communion, or birthdays, Abraham and Sarah brings ancient faith to vibrant life.

🐿️COMPANION COLORING BOOK - Join Penny, Professor Hoot, and Dominic on an unforgettable journey through one of the Bible's most inspiring stories!
When the Divine News Team receives their assignment to cover Abraham and Sarah's incredible journey, they witness faith, patience, and God's amazing promises unfold across decades. From leaving everything familiar in Ur to welcoming baby Isaac in their old age, this biblical adventure comes alive through the eyes of three lovable animal reporters.
Perfect for children ages 7-12, this engaging Bible story combines:
✓ Memorable characters - Penny the quick-thinking squirrel, wise Professor Hoot, and curious Dominic the Donkey
✓ Biblically accurate narrative - Faithfully retells Genesis 12-22 with age-appropriate clarity
✓ Educational depth - Comprehensive appendices with glossary, timeline, discussion questions, and cultural insights
✓ Family-friendly engagement - Perfect for homeschool curriculum, Sunday school lessons, or bedtime reading
✓ Character development - Explores themes of faith, patience, obedience, and trusting God's promises
Parents, teachers, and homeschoolers love:
• Discussion questions for deeper learning
• Historical and archaeological context
• Vocabulary support for independent readers
• Professor Hoot's quizzes and activities
• Connection to God's bigger story
Part of the beloved God's Creatures Tell the Story series - collect all 12 books featuring Noah, David, Moses, and more biblical heroes!
Companion coloring book available for hands-on reinforcement of biblical truths.
Whether you're looking for Sunday school resources, homeschool Bible curriculum, or meaningful gifts for baptism, communion, or birthdays, Abraham and Sarah brings ancient faith to vibrant life.

📘 Money Wise Explorers: Learning the Basics
Is your child ready to explore the exciting world of money? From trading a chocolate chip cookie to planting the seeds of an investment portfolio, financial literacy starts now!
Join Penny the Squirrel and Dr. Lee's Money Explorers Club on a fun, story-driven journey into the fundamentals of finance. Perfect for kids ages 7–9 (Grades 2–4), this illustrated nonfiction book uses relatable adventures to make complex concepts easy and engaging.

Prepare your child for a lifetime of smart choices and financial confidence. Give them the foundational knowledge they need to become a Money Champion and a proactive planner! This is the core book in the popular Money Wise Kids & Teens Series—start their adventure today!

📘 Money Wise Builders: Growing Financial Confidence
Your child is earning money—now it's time to build a financial foundation that lasts! This is the essential financial literacy guide for kids ages 10–12 (Grades 5–7) who are ready to move beyond the piggy bank and into the world of smart management.
Join the Money Wise Builders and your guide, Penny the Squirrel, as they tackle real-world financial challenges:
Core Financial Skills:
• Budgeting & Tracking: Master the art of saving and spending with confidence by creating smart money plans, tracking expenses, and avoiding impulse buys.
• Earning Power & Entrepreneurship: Discover age-appropriate ways to earn money, create a simple business plan (like pet-sitting!), and understand the value of time and effort.
• Banking Basics & Digital Safety: Learn how bank accounts and debit cards work, practice safe usage, and understand the risks of digital money and online scams.
• Credit & Interest: Get a responsible, age-appropriate introduction to how credit works, the cost of borrowing, and how interest makes money grow in a savings account.
Bonus Resources for Parents & Teachers Online:
This book is a comprehensive curriculum supplement, featuring 16 chapters 39 and 146+ pages of bonus material, including:
• Money Math Practice for real-world calculations.
• Goal Planning Templates & Business Planning Guides.
• Family Discussion Guides for every chapter.
Give your pre-teen the confidence to make smart, safe money choices for life. Start building their future today!

________________________________________
Mastering Finance for Teens (Ages 13–15)
You're earning your own money, navigating digital wallets, and dreaming bigger than ever. Ready to master the financial skills that will actually build your future?
Money Wise Achievers is your definitive guide to translating ambition into achievement. Designed for students stepping into real financial independence, this book teaches you how to:
• Ignite Growth: Unlock the Power of Compound Growth and apply smart Investment Strategies (Chapter 10).
• Build Digital Security: Master safe spending, protect your assets, and navigate the risks of Digital Money Frontiers (Chapter 5).
• Lead the Way: Explore Global Money Markets (Chapter 11) and the rise of Digital Entrepreneurship (Chapter 9).
• Go from Learner to Leader: Every chapter includes real-world tools, challenges, and insights from your guide, Penny the Squirrel, to help you manage your money—and achieve your life goals.
Start mastering your financial identity today!

Color, explore, and become part of Penny’s Protection Team!
This engaging Coloring & Activity Companion brings the world of Penny’s Protection Plan to life through creative scenes, puzzles, and hands-on learning designed especially for children ages 6–9.
In Safehaven Town, Penny the Squirrel and her friends teach important lessons about teamwork, preparation, and helping others stay safe. Each page invites young learners to color, observe, and think while reinforcing the story’s message that communities grow stronger when everyone works together.
Inside this interactive activity book, children will:
✅ Color delightful Safehaven scenes and characters
✅ Solve simple challenges and discovery activities
✅ Learn about safety, preparedness, and planning ahead
✅ Explore community helpers and teamwork concepts
✅ Build confidence through creative learning
Perfect for homeschool families, classrooms, Sunday school programs, and independent learning time, this companion transforms coloring into meaningful education.
Bonus: Families and educators can download a FREE Teacher Guide with additional activities and discussion ideas from the author’s website.
Color. Learn. Prepare. Help others.
A creative extension of the Penny’s Protection Plan story world.