Paul H Flowers Jr
Powered by Books.by
Paul H Flowers Jr
How Supplemental Benefits Make Health Insurance Actually Work
by Paul H. Flowers Jr.
A benefits strategy book on supplemental insurance, accident, critical illness, hospital indemnity, risk transfer, and smarter employee protection.
Risk Transfer Revolution is written for employers, HR teams, benefit brokers, and employees who want supplemental benefits to do more than decorate an enrollment sheet. Paul H. Flowers Jr. breaks down accident insurance, critical illness insurance, hospital indemnity, disability protection, claims deflection, coverage gaps, and employee benefits communication. Readers searching for ways to make group health insurance work better, reduce out-of-pocket exposure, and build a stronger voluntary benefits strategy will find a plain-English framework for using risk transfer as part of a serious benefits plan.
Joined books.by 2 months ago.
How Smart Employers Self-Fund and Save Millions
Buy the employer guide to self-funded health plans, stop-loss insurance, ERISA fiduciary process, broker transparency, and benefits cost savings.
Life Insurance Strategies They Never Told You About
A plain-English life insurance strategy book covering IUL, annuities, 1035 exchanges, tax-aware income, retirement, and legacy planning.
Turn Your Truck into a Six-Figure Safety Business
A pilot car guide for oversize load escort drivers covering P/EVO basics, certification, equipment, permits, CB communication, pricing, and safety.
12 Essential Skills to Future-Proof Your Career, Relationships, and Life
A field guide to the human skills that keep paying you back no matter how technology, work, or the economy changes.
How to Align Commercial and Personal Coverage to Build an Indestructible Business
A business protection book on commercial insurance, personal umbrella gaps, key person coverage, buy-sell planning, and cross-exposure risk.